When are the balance of my eftpos transactions paid into my bank account?

In the majority of cases, funds are credited to your account between 10.15pm and 11pm each business day (excluding weekends) and will be available the following business day. To ensure your funds are credited to your account daily, you must settle your terminal each day before 10:00pm.

Funds settled after 10:00pm Friday, weekends and on most public holidays are processed overnight the next business day.
Funds settled after 10:00pm during the week are processed overnight the following business day.

Eftpos New Zealand looks after the transaction processing of eftpos (debit cards). For all other card enquiries, please call the card issuer directly.

However, if your terminal runs on the Paymark Network:

To ensure your funds are credited to your account daily, you must settle your terminal each day before 10.30pm.

Funds settled after 10.30pm Friday, weekends and on most public holidays are processed overnight the next business day, except ASB, which has a 7 day a week settlement
Funds settled after 10.30pm during the week are processed overnight the following business day.

Please call Paymark if you have any further queries regarding their billing or settlement.